DocSecure Malpractice Insurance

Coverages Offered by DocSecure
Coverage available up to $5 million per occurrence and $7 million annual aggregate for most types of practices and specialties.
Basic coverage made available on "claims made" basis, with "modified occurrence" coverage also available.
Prior Acts (aka "Nose") Coverage - Available to enable easier transfer from prior insurer to DocSecure by eliminating the need to purchase costlier Tail Coverage from previous insurer and enduring a gap in future coverage.

"Modified Occurrence"
Includes prefunded extended Tail Coverage options to reduce premiums and keep protection in place for doctors following termination or retirement.

DocSecure is a wholly-owned captive organized for conversion to a Risk Retention Group (RRG) as defined by the state of New Jersey and most other states in the USA.
Each member/insured will own stock in the company as a policy holder/investor (full details regarding financial structure of DocSecure will be made available in the prospectus).
DocSecure will be further supported by credible, highly-rated outside insurance and reinsurance companies that will strengthen DocSecure's financial position and long-term stability and viability.
In the DocSecure business model, company performance will be enhanced by retained underwriting profits and investment income, positioning membership as a "performing investment opportunity for physicians."
Insurance premiums paid by members contribute to company performance and benefit all member/investors.
Membership in DocSecure is only available to a select group of the very best physicians and medical practices in the state.
It is designed for doctors who want to have more control over their malpractice insurance options - and who want to avoid insurance companies who focus more on profit than on service.
It is ideal for doctors who want to turn a "significant expense" into a long-term performing asset.
If you're tired of the uncertain and unstable malpractice insurance cycle and prefer to invest in your own capabilities, become a part of DocSecure.